Workers Comp vs 1099 Contractors: 7 Mistakes Business Owners Make (and How to Fix Them) If you're a business owner, the whole workers comp and 1099 contractor thing can feel like a minefield. One wrong step and you could be looking at fines, lawsuits, or worse—leaving someone who got hurt on your watch without coverage. The truth? Most business owners aren't trying to cut corners. They're just confused about the rules. And honestly, who can blame them? The line between emplo